Asset Protection•Simulator
Illinois Prenup Simulator
See the mathematical difference between "Marital Property" laws and a a Prenuptial Agreement over 20 years.
Important: This simulator provides general estimates only and does not constitute legal advice. Use of this tool does not create an attorney-client relationship with Steele Family Law or Beermann LLP. Prenuptial agreement enforceability depends on many factors including full financial disclosure, absence of duress, and independent legal counsel. Results assume a fully enforceable agreement and do not account for judicial discretion. For advice regarding your specific situation, consult a licensed Illinois attorney.
Your Financials
Projected Net Worth (After Divorce)
With Standard IL Law
$0
Subject to Equitable Division
With Prenuptial Agreement
$0
Growth May Remain Separate
Estimated Difference
$0
Wealth Trajectory Comparison
Why Illinois Law "Punishes" Savings
Without a prenup, Illinois law (750 ILCS 5/503) classifies almost all assets acquired during the marriage as "Marital Property," regardless of whose name is on the account.
- Income is Marital: Your salary, bonuses, and the savings derived from them are jointly owned from the day you say "I do."
- Growth is Marital: Even if you keep pre-marital accounts separate, if you add marital money to them (commingling), the entire account can become marital.
- The Result: In a standard divorce without a prenup, the starting point for division is 50/50. You lose half of everything you built during the marriage.
The Prenup Solution
A well-drafted Prenuptial Agreement redefines "Marital Property." It can state that your income remains your separate property, your business growth remains yours, and your retirement contributions are not divided. A properly drafted prenuptial agreement may help protect separate property.
Protect Your Future Today
A prenup is not about planning for divorce; it is about planning for certainty.
Start Your Prenup