Prenuptial Agreement Financial Scenario Worksheet

Important: This worksheet provides general arithmetic only and does not constitute legal, tax, investment, or financial advice. Use does not create an attorney-client relationship with Jonathan D. Steele or Beermann LLP. A prenuptial agreement's terms and enforceability, property classification, tracing, commingling, contributions, taxes, and court findings are case-specific. The two outputs are user-controlled hypotheticals, not statements of Illinois-law results.

Your Financials

Pre-Marital Assets (Current)

Savings, Investments, Real Estate Equity

Annual Income to Invest

Amount you save/invest per year

Hypothetical Annual Return

Enter your own scenario assumption; this is not an investment forecast.

Marriage Duration (Simulation)

15 Years

Hypothetical Accumulation Comparison

Scenario A: initial amount plus half of later accumulation

User-selected arithmetic assumption only

Scenario B: full modeled accumulation

Does not establish contract terms or classification

Arithmetic Difference

Modeled Balance Comparison

Questions the Arithmetic Cannot Answer

Illinois property classification and division depend on statutes, evidence, tracing, agreements, and case-specific findings. A compound-growth chart cannot determine what property is marital or nonmarital or how it would be allocated.

Classification: Identify acquisition dates, title, contributions, transfers, and source documents instead of assuming an account's label controls.
Agreement terms: A prenup can address specified rights, but the actual language, disclosures, execution process, and enforceability matter.
Allocation: Scenario A's half-share is an editable illustration, not an Illinois presumption or expected court outcome.

The Prenup Solution

Use the worksheet to identify assumptions worth discussing: which property, income, appreciation, business interests, retirement contributions, debt, estate rights, and disclosure process a proposed agreement should address. Separate counsel can evaluate the actual language and circumstances for each person.

Discuss the Actual Terms and Tradeoffs

A prenup is not about planning for divorce; it is about planning for certainty.

Discuss a Prenup